Why do we spend sooo much?

I was talking with my roommate yesterday and he was complaining about how it was the credit card company’s fault that he was in debt because “How could they expect a twenty four year old “kid” to be responsible enough to manage a credit card.” This blew me away. I’ve heard crazy talk like this from homeless people rambling on and on, but I didn’t realize that a lot of Americans have this type of mentality. Our own government seems to have this frivolous mentality of spend now without thinking of having to actually pay someone later. Our government might be old but they are, and have been, acting like a immature young adult with a credit card with no limit. Seriously my roommate spends out of his means but he has NOTHING on our government. The reason our government keeps spending like that is because of our ideology. If nobody monitors how much candy a kid is allowed to have the kid will eat until it is sick, that is what’s happen to our government and their spending habits. We as Americans need to change are frame of mind if we are ever going to be able to change the way the government operates. It is more than likely going to be my generation that needs to change because most of the population that is forty-five or older are set in their ways and they are who they are. We have the opportunity to change and learn more about what needs to happen, and hopefully my generation does a better job of regulating government spending than previous generations. If my roommate is any indicator we are probably headed for more of the same unfortunately.